Motorcycle Insurance
JLA Partners Insurance
Motorcycle Insurance
Your motorcycle is more than just a way to get from Point A to B; it’s also an extension of yourself! Protect your ride and peace-of mind with the best coverage possible by checking out our rates now. You’ll be glad that you did when we save you money on insurance, so call today for a free quote before time runs out!
WHAT IS MOTORCYCLE INSURANCE?
With motorcycle insurance, you can have peace of mind knowing that your financial protection is solid no matter what. With this type of policy it covers both physical damage and bodily injury in case anything happens while driving or riding the bike; liability stemming from actions taken on behalf yours due their negligence (or even intentional wrongdoing); protecting against theft if someone snatches up one’s prized possession–the motorcyle!
What Does Motorcycle Insurance Cover?
Motorcycle insurance often includes a range of different types of coverages. Some coverages may be required by the laws of your state, while others are optional. The main types of motorcycle insurance coverages include:
- Accessory coverage: for damage to, loss of, or theft of motorcycle accessories such as (but not limited to) saddlebags, OEM electronics, and custom handlebars
- Comprehensive physical damage coverage: for physical damage to or loss of the motorcycle, not directly resulting from a traffic collision
- Collision coverage: for damage to an insured motorcycle resulting from an accident involving another vehicle or object, or in cases where the motorcycle overturns
Bodily injury liability coverage: pays damages for bodily injury and/or death, including for passengers on the motorcycle, that results from an accident for which the policyholder is at fault, as well as provides legal defense - Property damage liability coverage: pays damages for physical damage that results from an accident for which the policyholder is at fault, as well as provides the policyholder with a legal defense
- Medical payments coverage: pays the medical expenses of all persons riding on the motorcycle during a traffic collision
- Personal injury protection coverage: covers medical expenses and, in some cases, lost wages and other damages; this is an extensive of standard motorcycle insurance available in some, but not all states. It is designed to be paid without taking into consideration legal liability.
- Uninsured/underinsured motorist coverage: covers damages for bodily injury to the policyholder from actions resulting from an uninsured, negligent driver. Intended to cover the difference between what the uninsured/underinsured driver can pay and what the injured policyholder would be entitled to under proper insurance coverage
- Motorcycle roadside assistance coverage: designed to assist the policyholder in the case of mechanical failure leaving the motorcycle operator stranded
